Dog Health: Does Your Dog Look and Act Just Like You?

Dog HealthDog health issues that develop in your dog often reflect your behavior and personality more than you think and it could be a surprise wake up call when you realize that your sick dog suffers from stress, dehydration and lack of sleep because you work too hard, don’t drink enough water and stay up late or even worse you spend as much money on your dog’s health as you do on your own medications.

This news brief gives you signs to watch for in your dog’s actions and health that mirror your own physical ailments so you can take better care of yourself and your dog.

Dog Health: 7 Clues that Your Dog is Imitating Your Behavior

  1. Exercise – Does your dog love to exercise?  If staying in shape is a priority, most likely your dog is in good shape and loves to exercise too.  You may have selected a large dog like a Golden Retriever or a German Shepherd to run or walk with so the both of you stay fit and trim.  If your dog has a little extra weight on him and tends towards a short walk you may want to increase your number of walks every day to help burn off those pounds together. 
  2. Eating – Does your dog love treats?  Take a look at your own eating habits and see if you are a healthy eater or a snacker.  If your dog is at a good weight, no problem.  If your dog is overweight, it’s time to focus on a better dog health diet and cut out the snacks, change your diet and increase your exercise pattern with your dog.
  3. Sleeping – Is your dog napping all day?  If you are at home during the day your dog will do what you’re doing.  This means that if you’re reading, watching TV or working on your computer, your
    dog may sleep the day away.  A good idea is to take breaks and go for short walks to make sure that your dog’s energy is at a Dog Healthhealthy level to keep your dog’s heart and body active.
  4. Barking – Does your dog bark incessantly?  One reason your dog barks is for attention, however dog health behavior problems can develop if your dog barks because he’s in a stressful environment and overly excited.  You may want to observe when your dog is barking and figure out if it’s based on something going on in your home like loud music or he’s feeling neglected.  Your dog may also be mimicking the voices in your home so he feels like part of your family.
  5. Socializing – How well does your dog socialize with people and other dogs?  A good clue about your dog is his behavior in the street with people and dogs.  Your well trained dog walks on a Dog Healthleash and is guided by you to keep walking.  If your dog barks, pulls or jumps at people and other dogs, you may want to get extra dog health advice and training to curb your dog’s behavior before and prevent accidents or injuries. 
  6. Unfocused – Is your dog all over the place?  If your dog runs around your house and yard, barks, gulps down some water, grabs a toy and finally rests for 2 minutes before he starts this pattern up again you may want to look at your own behavior in your home.  Sometimes a simple change of habit can make a big difference in your dog because your dog follows you around.  You can test this dog health theory by slowing down your pace to see if your dog’s behavior changes over a week’s time.
  7. Happy – Is your dog just plain happy to see you and at ease?  If your dog is a pleasure to be with and you don’t have any issues, his behavior does have something to do with the way you live your life and how you treat your dog.  Keep doing what you’re doing and help others do the same for their dog.

Note:  You may want to investigate dog insurance as a financial strategy to be prepared for your dog’s unexpected health problems.

This news brief can help you pay closer attention to the signs your dog gives you to take better care of your dog and your own health.

Share this article with your friends and family so they can take a closer look at their dog’s behavior and health in order to watch for health issues that are in common like weight gain and stress.  You can always depend on the best dog health strategies from Dog Health News. 

SPECIAL BONUS — If you would like breaking news on how to NOT overpay for your dog’s healthcare costs and reduce the number of times your dog gets sick, then claim your FREE ACCESS to the “How to Control Your Dog’s Healthcare Costs” video news . Go HERE to get it FREE.

Old Dogs: 9 Heartwarming Reasons You Love Them More

Old dogsOld dogs might move, play and poop a little slower but the general consensus from millions of dog owners is that older dogs continue to grow more lovable and what’s even more heartening is that most dog owners will do anything it takes to keep their senior dog healthy and give their dog the best quality of life until they need to make critical choices due to their dog’s illnesses, chronic pain or financial limitations for their senior dog’s medical expenses.

This news brief gives you 9 uplifting reasons why older dogs are more cherished even though your dog may slow down and need more care.

Old Dogs: 9 Ways Your Older Dog Makes You Love Him More

  1. Old Friend – Your dog ages along with you just like your older human friends.  The companionship you may develop with your older dog is often stronger than having a human friend when you and your dog spend hours together in your home away from other people.
  2. Kind Face – When your dog’s adorable puppy face gracefully ages into adulthood, a kinder adult dog face evolves.  You may want to take more time to study your dog’s older face and discover what you think about while you spend time with old dogs.  Studies have revealed that your mood improves when you look at your dog’s face.
  3. Routine activities – There’s nothing like the comfort when you know what your dog likes to do every day.  You know exactly where and when your dog poops and piddles, where your dog likes to take a nap and all the places your dog loves to go like the beach, the park or even at your feet in your home when you sit down and read at the end of the day.
  4. Exercise buddy – Studies have shown that people who have dogs are healthier, have lower cholesterol and basically exercise more so you can be grateful to have your senior dog because he helps you live longer and keeps you moving.
  5. Old dogsSenior status – Old dogs have earned the respect of you and your family which contributes to why you love your senior dog more every day.  This means that your dog may sleep a little longer, need a few more toys to keep him happy and deserves a lot more love and attention then he got when he was your puppy.
  6. Soulmate – No words need to be spoken for a deep connection to grow between you and your dog.  As the years pass, your dog may become the best listener that truly understands you without judgement, complaints or criticism.  Your older dog stands by and doesn’t care if you make a fool out of yourself. Old dogs understand completely.
  7. Memories – Remember the time you left your dog outside all night or the time your dog got sprayed by a skunk?  These are just 2 examples of the stories that make you love your dog more and more each year.  The list is endless.
  8. Human Kindness – You can have lots of fun with your dog for years and when your dog’s face turns white you become a little kinder because you most likely see beyond your dog’s faded fur.  If you spend an hour or two relaxing with your senior dog you might discover ways to reach out to others with old dogs or volunteer at a nursing home to provide conversation and company for someone who may be alone or lonely.
  9. Responsibility – Your lifelong commitment to your older dog teaches you patience, tolerance and responsibility because your dog is dependent on your care from the time your dog is a puppy.  One strategy you may want to research when you get your puppy is whether dog insurance will work for you and your dog.

Old dogsThis news brief gives you 9 reasons you love your older dog no matter what he looks like or how slow he may walk to the door and welcome you home at the end of your long day. 

Share this article with your friends and family so they can better understand the relationship they will have with their senior dog and discover the love they can enjoy with old dogs.  You can always depend on the best dog health strategies from Dog Health News.

Hope you took some great value out of this post today! I’d love to hear your feedback, so make sure you leave a comment with your thoughts or questions. Also, you can click on the social media links below to share this article… Thank you!

Dog Insurance: Avoid Economic Euthanasia for Your Dog

Dog InsuranceDog insurance may be the next best thing for dogs based on my research and investigation at the 3rd Annual North American Pet Health Insurance Association (NAPHIA) Summit held in Leesburg, VA at the beautiful Lansdowne Resort, Spa and Golf Club.

After taking the ferry from New Jersey to Maryland and driving 4 hours in 90 degree weather through the lush countryside, over bridges and highways, I was greeted by a torrential downpour and a thunder and lightning storm that lasted for hours while I met some of the most inspiring and motivated people in the pet health industry at a networking cocktail party to celebrate this gathering for the mission of helping pet parents keep their pets healthy.

This news article will give you key points delivered at the NAPHIA Summit that addresses the number of pets insured in the U.S., the challenges in the pet health insurance industry and NAPHIA’s commitments to further their relationships with pet owners, practices and pet health. It will also cover commitments from Dog Health News in the area of educating and informing dog parents and dog health professionals.

8 Key Points about Dog Insurance I Discovered at the NAPHIA Summit

1. NAPHIA wants to become the primary source of information about the pet health insurance (PHI) industry and to build a solid reputation in the community.

2. NAPHIA is working with the American Veterinary Medical Association (AVMA), the American Animal Hospital Association (AAHA) as well as individual veterinarians to communicate the financial value of pet health insurance for the pet, pet owner and the practice.

3. There are about 1 Million pets insured in the U.S. and that’s 1% of all the dogs and cats in the U.S. 

4. The average dog insurance premium in the U.S. is $435/year and £210/year in the U.K.

5. There’s plenty of room to grow in the pet health insurance industry based on a low penetration of only 5-6% in the U.S. and 18-20% in the U.K.

6. There are tremendous challenges with educating pet parents and pet professionals.

7. There was a 14.3% increase in pets insured in 2013. 

8. There’s a need to simplify the process to select pet insurance.

The NAPHIA Commitment:

1. To communicate how dog insurance is a financial strategy for people to avoid economic euthanasia for their dogs and cats.

2. To make it easier for pet parents to understand and afford coverage for their pets.

3. To educate people and earn their trust so people can make informed decisions about how to keep their dogs and cats healthy.

4. To work together with pet health professionals  and pet owners to improve the data processing and speed of reimbursements for their customers.

NAPHIA’s members are high level executives who are committed to work collaboratively to establish and maintain universal and professional standards in the following areas:

• Customer Service

• Business Best Practices

• Quality-of-health care options

• Emerging Technologies

• Universal Terminology

• Community Building

• Ethical Conduct in the Dog Insurance Industry

The Dog Health News Commitment:

Dog Health News is committed to report news that relates to the members of NAPHIA and any dog health professional  or dog health organization to educate and deliver current and clear information about dog health.

1. Help dog health professionals and dog health organizations communicate with and educate dog health professionals and dog parents on the current philosophies and strategies to cost effectively keep dogs healthy.

2. Help dog health professionals and organizations share events and information related to dog health insurance tools, benefits and industry standards

3. Help raise awareness, clear up the confusion about dog insurance and educate dog parents on how they can use dog health insurance as a financial strategy to keep their dogs healthy.

We encourage you to comment below and tell us your challenges in the dog health industry.  Let us know how we can get the news out to the dog health industry, dog professionals and dog parents with the mission of promoting the wellness of dogs worldwide.

Share this news report with your contacts in the dog health industry so they are informed about the work being done by associations like NAPHIA.  You can always depend on the best dog health strategies from Dog Health News.

SPECIAL BONUS —If you would like easy to follow news briefs to Get a Handle On Your Dog’s Healthcare Costs, claim your FREE ACCESS to the “How to Control Your Dog’s Healthcare Costs” video news . Go HERE to get it FREE. 

Why Dog Insurance May Help Extend Your Dog’s Life

Dog InsuranceDog insurance provides similar coverage as car insurance when your dog gets in an accident or gets injured.  In fact, dog health insurance may be the best strategy you will have to lower the rising cost of your dog’s health care if you act before your dog develops pre-existing conditions that will disqualify your dog’s coverage and leave you with unplanned expenses you could have avoided if you covered your dog from the time he was a puppy.

You may be wondering if dog health insurance is worth it for your dog.  The answer depends on many factors like your dog’s age, breed and existing health conditions.  Your dog is your responsibility, so you may want to look at different strategies to manage your dog’s health care before you’re faced with a decision that will break your heart and shorten your dog’s life.

Dog Insurance: 3 Key Reasons to Buy it for Your Dog

  1. Peace of Mind – Your dog’s health care is part of your responsibility as a dog parent.  Cancer is the leading cause of death in all dogs over the age of 2.  The cost for treating your dog’s cancer can run into thousands of dollars.  You can be reimbursed up to 90% with a dog health insurance policy.
  2. The Unknown –  Statistics show that 1 out of 3 dogs gets sick or has an injury of some kind before your dog is 3 years old.  Accidents, injuries and illnesses happen to your dog just like humans.  This is another reason to be prepared with dog health insurance before your dog gets sick.
  3. Your Dog’s Health – Your dog has a better chance to live a longer life with dog insurance because you will get reimbursed up to 90% for your vet or service bills.  The alternative is that you will have to make difficult decisions if your dog develops an illness or has a chronic disease that requires high monthly bills.

Average Costs for Car and Health Insurance in U.S.

  • Car insurance in U.S. is from $75 to $213 per month
  • Car insurance in U.S. is from $900 to $2,556 per year
  • Health insurance in U.S. is $328 per month
  • Health insurance in U.S. is $3,936 per year
  • Long term health insurance in U.S. is from $60 to $405 per month
  • Long term health insurance in U.S. is from $723 to $4,867 per year

Average Cost for Dog Insurance in U.S.

  • Dog Health Insurance in U.S. is from $18 to $50 per month
  • Dog Health Insurance in U.S. is from $216 to $600 per year

Medical Conditions Covered by Dog Health Insurance

  • Accidents
  • Cancer Treatments
  • Chronic Conditions
  • Emergency Visits
  • Hospitalization
  • Illness
  • Imaging
  • Lab Tests
  • Medications
  • Rehab
  • Surgery

3 Examples of Dog Health Expenses without Dog Health Insurance

  1. Dog InsuranceMazel: 6 year old Havanese Bichon, CCL Surgery $2,700, Rehab Visit $160.  Mazel’s owner has chosen to continue his recovery at home instead of spending more money on rehab visits.
  2. Cow: 2 year old Pit Bull, Broken MCL Surgery $3,000.  Cow’s owner reverted to an online fundraiser to get donations to offset this expense.
  3. Eddie: 6 year old Pomeranian, Dental Surgery to extract 7 teeth $1,000.  Eddie’s owners paid the bill but would have been covered for 90% of the cost if they had dog insurance.

Benefits of Dog Health Insurance

  1. Reimbursement up to 90% for the bills your dog incurs for covered dog health conditions.
  2. Coverage may be as low as $15 per month for your dog which is the cost of one cup of coffee per week.
  3. Peace of mind if your dog develops a chronic health condition, has an accident or gets injured.  These situations are covered and you won’t have to worry about how you will pay the bills for surgery and rehab or ways of raising the money to save your dog’s life.

There’s a lot of controversy over the benefits of dog health insurance, but you may want to do your own investigation before you listen to other dog owner’s experiences.  All it takes is one catastrophic incident to make you wish you had signed up your dog when you first brought him home as a healthy puppy or adult dog.

Dog insurance is one strategy that works for pet parents who want to lower their costs for dog health care.

Share this article with friends and family so they can look at strategies to save money and keep their dogs healthy with less worries.  You can expect the best dog health strategies from Dog Health News.

SPECIAL BONUS — If you would like breaking news on how to NOT overpay for your dog’s healthcare costs and reduce the number of times your dog gets sick, then claim your FREE ACCESS to the “How to Control Your Dog’s Healthcare Costs” video news . Go HERE to get it FREE.

Dog Insurance: Hot New Perk for Employees with Dogs

Dog InsuranceDog insurance may top the list of voluntary benefits that employees look for when they choose a job so they can better manage the high cost of dog health care and feel happier about their work while they’re away from their dog.

Companies want to invest in solutions to help their employees focus on work without distractions. The trend is to offer dog health insurance as a new employee benefit that affects your company’s bottom line.  More than 1,000 companies have added dog insurance as a voluntary benefit at no cost to your company.  Your employees benefit from a discount on dog insurance which makes their monthly insurance payments affordable.

How Dog Insurance Employee Benefits Boosts Productivity 

3 key reasons that dog insurance benefits will increase your employees’ productivity:

  1. Peace of Mind – your employees will have fewer financial distractions because they know that their dog’s healthcare is covered and they don’t have to worry about unplanned or unbudgeted expenses for their dog.
  2. Better Care for Dogs – Your employees can take better care of their dog because you provide them with a benefit which helps them save money, so they have less worries about how they will keep their dog healthy.
  3. More Productivity – Your employees will be out of work less often to care for their dog because they will have a wellness plan through their dog health insurance policy which will keep their dog healthy.

Small Commitment for Big Results

These are some of the companies that offer dog insurance to their employees as part of their employee benefit package:

  • Proctor & Gamble
  • Quest Diagnostics
  • Progressive Insurance
  • T-Mobile
  • Wells Fargo
  • Walgreen Co.
  • Federal Reserve Bank of Chicago
  • Caterpillar Inc.

These companies have included dog insurance as a voluntary benefit because they want to add value for their employees and stay competitive.  The modest administrative fees involved in administering the program are minuscule in comparison to the results you get when you give your employees a discount on dog health insurance.

Types of Expenses Dog Health Insurance Covers:

  • Chemotherapy
  • ACL Surgery
  • Pacemakers
  • Injuries
  • Accidents

Employees who take advantage of dog insurance voluntary benefits save thousands of dollars on surgeries, medications and cancer treatments.  When you offer dog insurance in your employee benefit package you increase employee productivity. Moreover, you make a positive impact upon dog health.

Companies are open to new ways of helping their employees to manage expenses.  Dog insurance is an easy way to increase productivity and provide a valuable strategy to cut costs on dog health care expenses.

Share this article with your leadership team so they can explore dog insurance as a benefit for you and your employees. Expect the best dog health strategies from Dog Health News.

Hope you took some great value out of this post today! I’d love to hear your feedback, so make sure you leave a comment with your thoughts or questions. Also, you can click on the social media links below to share this article… Thank you!

Will Dog Insurance Help You Keep Health Expenses Low?

Dog insurance is the smartest decision you can make when your dog is still a puppy because you won’t be able to insure your dog after she shows clinical signs of an illness like gum disease or lymphoma, which your dog can develop before she’s 3 years old.

Dog Insurance

This article gives you information to help you decide whether insuring your dog will help you keep your dog health expenses low.  With the ever increasing dog health care costs, covering your dog with dog health insurance may be the best plan to keep you from having to make hard financial choices as your dog ages.

You don’t want to be faced with economic euthanasia if your dog gets sick when you could have chosen to insure your dog so you won’t have to worry about paying out of pocket for unexpected dog health expenses.

10 Illnesses Covered by Dog Insurance

These are the 10 most common dog insurance claims:

  1. Vomiting and Diarrhea
  2. Foreign Body Ingestions
  3. Ear Infections
  4. Lameness
  5. Urinary Tract Infections & Upset Stomachs
  6. Allergies
  7. Cancer
  8. Skin Infections
  9. Periodontal Disease
  10. Knee Injuries
  • Chronic conditions such as skin infections, allergies and ear infections can start at a very early age in your dog and this would be one reason to sign up for dog insurance before your dog gets an illness because allergies can cost thousands of dollars to treat during your dog’s life.
  • Claims for stomach ailments average over $500.
  • Claims for knee injuries average $2500 and can reach over $15,000 with surgical costs.
  • Periodontal disease is extremely common with average claims of $500, including other related bills that can reach over $5,000

5 Accidents Covered by Dog Insurance

  1. Bites and Bite Wounds
  2. Car Accidents
  3. Toxic and Poison Ingestions
  4. Swallowed Objects
  5. Cuts

Examples of Health Insurance Reimbursements

  • 3 year old Greyhound with lymphoma: Over $30,000 Reimbursed
  • 4 year old Yorkshire Terrier with periodontal disease: Over $4,000 Reimbursed
  • 7 year old Bulldog with allergies: Over $12,000 Reimbursed

Expensive Dog Illnesses and Ways to Prevent Them

  • Torn knee ligaments or cartilage
  • Foreign objects like socks and stones in dog’s intestines or stomach
  • Broken bones
  • Inflammation of the spine prone to Dachshunds and dogs with long bodies
  • Bloat or twisted stomach which is when a dog swallows excess air and water when eating
  • Ear canal surgery when a dog has chronic ear infections and has a ruptured bile duct

Many of the above conditions may be prevented if you’re proactive about your dog’s health, but things can happen unexpectedly.

Dog Health News™ recommends you consider dog insurance as a strategy to reduce your dog health care costs because 1 out of 3 dogs eventually have some type of chronic illness.  Dog health insurance companies will cover your dog as long as your dog does not show signs of any illness.

Click on the dog insurance link to the right of this post and get the information you need  to feel more secure about unplanned expenses for your dog’s health that will keep you from needing to decide between paying for your dog’s healthcare expenses and paying your bills.

Share this article with your friends and family so they can keep their dog’s health care expenses under control and expect the best dog health strategies from Dog Health News.

SPECIAL BONUS — If you would like breaking news on how to NOT overpay for your dog’s healthcare costs and reduce the number of times your dog gets sick, then claim your FREE ACCESS to the “How to Control Your Dog’s Healthcare Costs” video news . Go HERE to get it FREE.

Dog Insurance: How to Slash Your Steep Healthcare Costs

Dog with pink cast -dog insuranceThe number one reason why smart dog parents never go without dog insurance is to limit how much they will have to pay for all the things that can go wrong with your dog’s health and well-being. From your shocking vet bills, freaky accidents, and diseases that some dog breeds are known to get sometime in their life to expensive medicines and surgeries, and other life threatening situations, smart dog parents don’t worry about keeping their dog well because they are protected 24/7/365 for less than the price of a cup of hot Starbucks coffee per day.

You never know when you’ll need dog insurance, but it’s worth its weight in gold when you have to make a choice between paying a large bill and saving your dog’s life.

One devoted supporter of Dog Health News told me about his friend who’s dog sustained serious injuries that will cost him from $1,355.00 to $1,768.00.   The estimated itemized bill includes the exam, radiology, injections, fluids, hospitalization, chemistry and supplies.

Now, this person is begging strangers for donations on the Internet so he can afford to pay his outrageous vet and hospitalization bills. You don’t want to find yourself in this situation. Do you?

The straightforward truth about dog insurance for you to get a grip on is that your dog can get into more trouble than a two-year old so it’s wise for you to consider alternatives to protect your finances against catastrophic events during your dog’s lifetime that will save you money.

3 Examples of Costs of Treating Common Dog Health Conditions 

  1.   $1,550 – Cost for blood tests, x-rays and prescriptions for vomiting and/or diarrhea that lasts for more than 3 days
  2.   $3,750 –  Cost for diagnostics and prescription medications for chronic ear infections
  3.   $6,250 – Cost of x-rays, hospitalization, surgery and prescriptions for ingesting a foreign object causing a blockage

Are you prepared to pay out-of-pocket for large medical bills like these?

3 Critical Questions to Ask About Dog Insurance

  1. Am I prepared to cover dog medical bills ranging from $500 to over $2,000?
  2. Do I have adequate savings to pay for a bill of $1,000 from my vet or will I need to use a high interest credit card?
  3. Without dog insurance as an option, am I prepared to euthanize my dog rather than provide treatment that has a good possibility to help my dog recover from his illness?

If you’ve answered “no” to at least one of these questions, you may want to hurry up and get insurance quotes for your dog and compare the costs.

5 Helpful Questions to ask about Dog Health Insurance

dog insurance

Some of the basics are selecting a reimbursement and a deductible.  You can usually go to any veterinarian, pay your vet first, file your claim and get reimbursed.  Pre-existing conditions and related treatments are not covered. That’s why you may want to move on this now. Be sure to ask your insurer these questions:

  1. Are there limits or caps on your dog insurance claims?   When you are protecting your financial interests, you need to make sure that the insurance company doesn’t limit your coverage with caps which will still leave you with a large bill to pay.
  2. Do you cover emergency care?  Make sure the company will cover 24/7 service and not limit the payout.
  3. How are the claims determined?  You want the insurance plan to pay your actual veterinary bill and not a predetermined benefit schedule.
  4. What is covered on the policy?  Get a clearly written description of your policy including hereditary and congenital conditions.
  5. What is not covered?   When choosing dog insurance, you don’t want to assume anything.

Lastly, one key thing to be sure of is you want to find out how long it takes to get reimbursed after you’ve paid your dog’s medical bills. Dog health insurance is definitely one way smart dog parents stay on top of ever increasing healthcare costs to keep your dog well for less than the price of a cup of hot Starbucks coffee per day.

Help other dog parents and please share below.  Thanks.

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